Loans in Ontario — Worry-Free, Quick, Secure
Ontario residents can compare every loan type Stars For Youth offers. Choose your city to see local lenders and loan options.
Free to use · No obligation · Licensed lenders only
Every Loan Option in Ontario
Each product has its own Ontario page with local eligibility, rules, and application. Payday loans are provincially regulated; installment, bad-credit, and car loans are private lending under the federal criminal-rate cap.
Payday Loans in Ontario
$100–$1,500Short-term, single-payment loans for Ontario residents — licensed with fast e-Transfer funding.
Bad Credit Loans in Ontario
$500–$5,000Private installment lending in Ontario — fixed monthly payments under the federal criminal rate.
No Credit Loans in Ontario
$500–$5,000Private installment lending in Ontario — fixed monthly payments under the federal criminal rate.
No Credit Check Loans in Ontario
$500–$5,000Private installment lending in Ontario — fixed monthly payments under the federal criminal rate.
Installment Loans in Ontario
$1,000–$15,000Private installment lending in Ontario — fixed monthly payments under the federal criminal rate.
e-Transfer Loans in Ontario
$100–$1,500Short-term, single-payment loans for Ontario residents — licensed with fast e-Transfer funding.
Car Loans in Ontario
$1,000–$50,000Private installment lending in Ontario — fixed monthly payments under the federal criminal rate.
How to compare loans in Ontario
One free request is matched with licensed lenders serving Ontario. No paperwork, no faxing, no branch visit.
Get started →How it works →Choose a loan type
Pick the loan type that fits — each has its own Ontario page with local rules.
Send one request
Complete a short, secure online form with your details and income.
Review your offer
See the full cost under Ontario's rules before you decide. No obligation.
Get funded
Once you accept and sign, funds are sent by Interac e-Transfer.
Loans in Ontario: Situations We Cover
Every borrower's situation is different. Here is how loans in Ontario are matched to yours.
By Credit Situation
A perfect credit file is not required, and Loans in Ontario reflect that. They consider cases such as: Bad credit, No credit history, No credit check, Poor credit, After a consumer proposal, and After bankruptcy. Because income and banking activity are assessed ahead of your score, a damaged file is not an automatic no.
By Speed & Availability
When timing matters, Loans in Ontario are quick by design. The range covers: Fast decisions, Same-day funding, 100% online, and Available 24/7. A decision typically follows in minutes, whatever the time of day.
By Payout Method
Your money arrives by a route you know well. You can receive funds through: Interac e-Transfer and Direct deposit. Your account gets the money without a branch trip or a clearing delay.
By Application Type
The application is available online, in full. You can apply through: No faxing and Minimal documents. Distance makes no difference; it is all handled online.
By Income Source
A broad mix of income is accepted in Ontario. Examples of accepted income: Employed, Self-employed, Government benefits, ODSP income, and AISH income. How regular income is matters more than the work itself.
By Purpose
Loans generally meet a one-off need. Among the uses: Emergency cash, Car repairs, and Rent & bills. A defined expense is what is covered, rather than ongoing borrowing.
By Term
You are free to settle on the repayment structure that fits. Terms available include: Short-term and Installment. The shorter the term, the less you pay in total; the longer, the lighter each payment.
42 Ontario Cities & Towns
Choose your city for local lenders and loan options.
Your easy way to compare loans in Ontario
Compare licensed lenders · Apply online in minutes · Fast e-Transfer funding.